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Employee Benefits

Your employees are your most valuable asset. Through the Employee Benefits Division of our affiliate This link opens in new tab: Upstate Agency, we can assist you with your employee benefit program. We work with groups of all sizes, from small to large businesses.

Health, Dental & Vision

Let us assist you in developing and implementing a plan that meets the needs of your group. We focus on potential liability exposure, savings, administration, networks and pharmacy considerations and more.

We offer all major carriers and a variety of plan options and support, including:

  • Health, Dental and Vision
  • Medicare Supplements (retirees)
  • Premium Only Plans
  • Flexible Spending Accounts (FSAs), Health Savings Accounts (HSAs), and Health Reimbursement Accounts (HRAs)
  • COBRA Administration
  • Health Care Reform Updates 

Long-Term Care

Help your employees plan for the future should they become unable to function independently. Long-term care insurance can protect their assets and eliminate family financial hardships

Other Group or Voluntary Plans

Help protect your employees from financial instability when an illness, sudden injury or death occurs with accident, cancer, disability, and life insurance plans. We offer these additional benefits on a group or voluntary basis. Voluntary plans don’t increase an employer’s costs.


For more information on Employee Benefits, contact This link opens in new tab: Upstate Agency at (518) 793-2885.