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Borrow up to 100% of your home's value.

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IN YOUR LIFE

From financing a home-improvement project to simply saving money each week , we offer solutions to meet your individual goals.

IN YOUR COMMUNITIES

We know your community because that's where we live and work. Our local roots go back almost 170 years, and we are dedicated to friendly, helpful customer service and wider community giving.

IN YOUR BUSINESS

Consider us your one-stop shop. From lending and merchant services, to retirement plans and employee benefits, we offer solutions to help move your business forward.

Bank Earns 43rd Consecutive Bauer 5-Star Rating

SARATOGA SPRINGS, N.Y. (January 3, 2020) – Saratoga National Bank and Trust Company was recognized as a 5-Star Superior bank by BauerFinancial, Inc., the nation’s leading bank rating and research firm. Saratoga National has earned this designation for the past 43 consecutive quarters, securing its prominent position as an “Exceptional Performance Bank.”

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Bank Earns 41st Consecutive Bauer 5-Star Rating

SARATOGA SPRINGS, N.Y. (June 26, 2019) – Saratoga National Bank and Trust Company was recognized in June as a 5-Star Superior bank by BauerFinancial, Inc., the nation’s leading bank rating and research firm. Saratoga National has earned this designation for the past 41 consecutive quarters, securing its prominent position as an “Exceptional Performance Bank.”

 Learn More>> Bank Earns 41st Consecutive Bauer 5-Star Rating

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